Covers you for your legal liability in respect to an occurrence that causes personal injury to third parties or property damage to property belonging to third parties which arises out of the ownership of your unit.
As an owner of a unit you are responsible for injury or damage that occurs within your unit. Generally the Body Corporate is responsible for common areas only.
As an owner of a commercial Strata unit you are responsible for any loss or damage, Fire & Peril to contents including Fixtures and Fittings and other structural improvements which are not insurable by the body corporate.
This includes Carpet, Paint, Ceiling Tiles, Light Fixtures, cabling, Fitout (Internal Gyprock walls etc)
Property Insurance: $50,000 (option for higher cover)
Public Liability: $10,000,000 or $20,000,000
2. Tax Audit
3. Rent Default
4. Machinery Breakdown
5. Statutory Liability
Finsura can also provide competitive quotes on Commercial Buildings and Business Insurance. Call branch Account Manager Daniel Laws on 0418 433 327 for all your insurance needs.